Category

Account Abstraction coins: are they halal?

10 Account Abstraction coins screened against our 27-point Shariah methodology. Open any report for pillar scores, criterion breakdowns and purification guidance.

What is Account Abstraction?

Account abstraction refers to a category of protocols and tokens built around smart contract wallet infrastructure that decouples transaction authorization from the traditional externally owned account model based on a single private key. It enables features such as programmable validation logic, gas fee sponsorship or payment in ERC-20 tokens, batched transactions, and social or multi-factor recovery, typically implemented through standards like Ethereum's ERC-4337. Tokens in this category are generally issued by projects providing wallet infrastructure, bundler or paymaster services, or related tooling that supports smart account adoption across blockchain networks.

Halal: 2 coins (20%)Mashbooh: 5 coins (50%)Haram: 3 coins (30%)10 coins
  • Halal20%
  • Mashbooh50%
  • Haram30%
ShariahRibaGhararMaysir
209Trust WalletTWTHALAL77.1
1370Particle NetworkPARTIHALAL71.3
761IoTeXIOTXMASHBOOH69.1
1164BiconomyBICOMASHBOOH66.7
1116Ambire WalletWALLETMASHBOOH61.4
2371NERO ChainNEROMASHBOOH58.6
1348SendSENDMASHBOOH53.1
2178EmpyrealEMPHARAM47.2
2383HoldstationHOLDHARAM47
475HOMEHOMEHARAM44.2

How CryptoUmmah screens Account Abstraction coins

As with every category we track, coins here are screened individually against our 27-point methodology across the three core pillars — riba (interest), gharar (uncertainty), and maysir (speculation/gambling) — rather than being judged by category label alone. Two coins sharing this tag can land on very different verdicts depending on their specific tokenomics, revenue model, and governance structure. Across the 10 Account Abstraction coins we've screened, the average Shariah compliance score sits at 59.6/100, with 20% classified Halal, 50% Mashbooh, and 30% Haram.