Lending/Borrowing Protocols coins: are they halal?

What is Lending/Borrowing Protocols?

This is one of the categories our screening covers — a grouping of coins that share a common function or narrative within the broader crypto market.

How CryptoUmmah screens Lending/Borrowing Protocols coins

As with every category we track, coins here are screened individually against our 27-point methodology across the three core pillars — riba (interest), gharar (uncertainty), and maysir (speculation/gambling) — rather than being judged by category label alone. Two coins sharing this tag can land on very different verdicts depending on their specific tokenomics, revenue model, and governance structure. Across the 32 Lending/Borrowing Protocols coins we've screened, the average Shariah compliance score sits at 37.7/100, with 0% classified Halal, 0% Mashbooh, and 100% Haram.