Payment Solutions coins: are they halal?
38 Payment Solutions coins screened against our 27-point Shariah methodology. Open any report for pillar scores, criterion breakdowns and purification guidance.
What is Payment Solutions?
Payment Solutions coins are cryptocurrencies engineered primarily to serve as a medium of exchange, optimizing for fast transaction confirmation, low fees, and scalability to handle high transfer volumes. Many employ features such as pre-consensus mechanisms, off-chain payment channels, or specialized token standards to enable near-instant settlement between merchants, remittance providers, and individual users. Prominent examples include Bitcoin Cash, Litecoin, XRP, and Stellar, which are typically integrated into payment processors, point-of-sale systems, and cross-border transfer networks.
- Halal8%
- Mashbooh42%
- Haram50%
| Shariah | Riba | Gharar | Maysir | ||
|---|---|---|---|---|---|
| 443 |  ConcordiumCCD | HALAL72.2 | |||
| 1344 |  NimiqNIM | HALAL72.2 | |||
| 67 |  StableSTABLE | HALAL70.1 | |||
| 2023 |  SuperfluidSUP | MASHBOOH67.3 | |||
| 715 |  Alchemy PayACH | MASHBOOH65.9 | |||
| 1981 |  Zypto TokenZYPTO | MASHBOOH61.9 | |||
| 1829 |  OobitOOB | MASHBOOH61.4 | |||
| 486 |  BitDCABDCA | MASHBOOH60 | |||
| 545 |  OzapayOZA | MASHBOOH58.4 | |||
| 1417 |  NetXNETX | MASHBOOH58.1 | |||
| 2416 |  PlutonPLU | MASHBOOH57.5 | |||
| 350 |  KeetaKTA | MASHBOOH56.8 | |||
| 362 |  SwopSWOP | MASHBOOH55.5 | |||
| 2163 |  HandlPayHANDL | MASHBOOH54 | |||
| 2099 |  xMoneyXMN | MASHBOOH53.9 | |||
| 172 |  Zebec NetworkZBCN | MASHBOOH52.4 | |||
| 948 |  Slash Vision LabsSVL | MASHBOOH51.6 | |||
| 1316 |  AviciAVICI | MASHBOOH50.4 | |||
| 2779 |  ReddCoinRDD | MASHBOOH50.4 | |||
| 1459 |  WexoWEXO | HARAM49.7 | |||
| 2439 |  KinKIN | HARAM49.5 | |||
| 147 |  RealLinkREAL | HARAM49.1 | |||
| 1086 |  BeincomBIC | HARAM48.8 | |||
| 808 |  Scandic CoinSNC | HARAM48.5 | |||
| 1832 |  XTPXTP | HARAM48.4 | |||
| 2838 |  QUP CoinQUP | HARAM45.3 | |||
| 718 |  AI Analysis TokenAIAT | HARAM44.8 | |||
| 2172 |  Laqira ProtocolLQR | HARAM43.4 | |||
| 1190 |  NAWS.AINAWS | HARAM42.8 | |||
| 1743 |  ZoidPayZPAY | HARAM41.1 | |||
| 165 |  UltimaULTIMA | HARAM40.4 | |||
| 1957 |  WXT TokenWXT | HARAM38 | |||
| 2047 |  PopulousPPT | HARAM36.8 | |||
| 543 |  Huma FinanceHUMA | HARAM35.9 | |||
| 2867 |  Phoenic TokenPNIC | HARAM35.1 | |||
| 951 |  Epic ChainEPIC | HARAM35 | |||
| 179 |  WeFiWFI | HARAM28.9 | |||
| 2522 |  Regent CoinREGENT | HARAM21.3 |
How CryptoUmmah screens Payment Solutions coins
As with every category we track, coins here are screened individually against our 27-point methodology across the three core pillars — riba (interest), gharar (uncertainty), and maysir (speculation/gambling) — rather than being judged by category label alone. Two coins sharing this tag can land on very different verdicts depending on their specific tokenomics, revenue model, and governance structure. Across the 38 Payment Solutions coins we've screened, the average Shariah compliance score sits at 50.3/100, with 8% classified Halal, 42% Mashbooh, and 50% Haram.