USDD is classified as doubtful (mashbooh) with a Shariah compliance score of 68.5/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.
“You must follow the stance of your own trusted scholar or shaykh in matters where legitimate scholarly differences exist.”
— Shaykh Dr. Sajid Umar, Personal blog/guidance piece
Minor Riba. Prohibition of guaranteed, time-based returns on money.
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Moderate Gharar (Material Uncertainty). Prohibition of contracts with excessive ambiguity or hidden risk.
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Moderate Maysir (High Risk). Prohibition of gambling and pure zero-sum speculation.
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Team transparency, fraud risk, use-case legitimacy and ethics.
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Core protocol business, fees, treasury, governance and token distribution.
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Protocol revenue, financial status, interest exposure and audit quality.
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Token purpose, governance rights, rewards, speculation controls and backing.
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Staking mechanism, Islamic contract classification, rewards and documentation.
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Compare directly: vs Plume USD · vs Djed · vs USDKG
Even fully screened assets can pick up small amounts of tainted income along the way — purification means giving that specific portion back, not paying extra.
Based on USDD's riba, gharar and maysir screening — see how we calculate purification amounts.
Overseen by Imam Omar Siddiqi, Shariah scholar and Imam of JMIC, among others, with donations paid directly to Jamiya Masjid & Islamic Centre — UK registered charity no. 1089986. Sent wallet-to-wallet; CryptoUmmah never custodies your funds. Always verify the destination address before confirming in your wallet.
Your exact purification amount, calculated from USDD's Shariah compliance score.
to Jamiya Masjid & Islamic Centre, a registered UK charity
Purification isn't Zakat and isn't tax-deductible — it's the return of income that wasn't rightfully yours.
ThanvirFounder, Ex Director S&P Global Energy
Imam Omar SiddiqiShariah ScholarRequest a review for protocol changes, an error on this page, or anything else that looks off.
USDD is a DeFi Protocol providing blockchain solutions. It addresses key challenges in the cryptocurrency space.
USDD offers decentralized services with innovative technology and security features.
USDD is integrated across various blockchain applications and enterprise partnerships.
| Coin | Verdict | Score | Notable difference |
|---|---|---|---|
 Plume USD PUSDSame category: Stablecoins | Halal | 83.7 | PUSD scores 16.8 points higher in Maysir, 14.8 points higher in Riba and 14.3 points higher in Gharar. Purification: 0.5-1.0% of profits |
 Djed DJEDSame category: Stablecoins | Halal | 78.3 | DJED scores 13.7 points higher in Maysir, 9.8 points higher in Riba and 6.6 points higher in Gharar. Purification: 1.0-1.5% of profits |
 USDKG USDKGSame category: Stablecoins | Halal | 74.3 | USDKG scores 9.5 points higher in Maysir, 8.8 points higher in Gharar and 0.6 points higher in Riba. Purification: 1.5-2.0% of profits |
 GUSD GUSDSame category: Stablecoins | Mashbooh | 68.7 | GUSD scores 5.9 points lower in Riba, 5.3 points higher in Maysir and 2.9 points higher in Gharar. Purification: 3.5-5.5% of profits |
 USDM USDMSame category: Stablecoins | Mashbooh | 66.9 | USDM scores 15.2 points lower in Riba, 7.4 points higher in Gharar and 6.2 points higher in Maysir. Purification: 4.0-6.0% of profits |
 Dollar On Chain DOCSame category: Stablecoins | Mashbooh | 66.8 | DOC scores 5.2 points lower in Riba, 0.8 points higher in Maysir and 0.2 points higher in Gharar. Purification: 4.0-6.0% of profits |
 Pax Dollar USDPSame category: Stablecoins | Mashbooh | 66.4 | USDP scores 16.5 points lower in Riba, 8.4 points higher in Gharar and 5.1 points higher in Maysir. Purification: 4.0-6.0% of profits |
 Freedom Dollar FUSDSame category: Stablecoins | Mashbooh | 66.3 | FUSD scores 9.6 points lower in Riba, 4.6 points higher in Maysir and 0.7 points higher in Gharar. Purification: 4.0-6.0% of profits |
Our assessment of USDD on this principle is summarized below.
Assessment: Minor Riba Score: 71.5/100
Our methodology examines 10 specific criteria to evaluate how well USDD avoids interest-based mechanisms.
Our assessment of USDD on this principle is summarized below.
Assessment: Moderate Gharar (Material Uncertainty) Score: 65.7/100
Our methodology examines 15 specific criteria including team transparency, audit quality, and governance.
Our assessment of USDD on this principle is summarized below.
Assessment: Moderate Maysir (High Risk) Score: 67.7/100
Our methodology examines 11 specific criteria to determine if USDD is primarily a gambling instrument or a genuine economic tool.
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Sign up freeStaking USDD should be evaluated against Islamic contract principles; consult a qualified scholar before committing significant capital.
Islamic Contract Classification:
How It Works:
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Sign up freeOverall Shariah Compliance: 68.5/100
Mashbooh (Heavy Purification)
In our screening, USDD scores 68.5/100 overall — Riba 71.5/100, Gharar 65.7/100, Maysir 67.7/100.
WARNING: USDD presents significant Shariah concerns. Most Muslims should avoid this investment.
Recommended Purification: 3.5-5.5% of profits
Action Steps:
Disclaimer: This analysis is current as of July 2026. Always verify current status and consult scholars.
Last Updated: July 11, 2026
Our 27-point methodology evaluates USDD across five dimensions:
| Criterion | Score | Detailed Analysis |
|---|---|---|
| Team Transparency | 70/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Fraud & Scam Risk | 70/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Use Case Legitimacy | 65/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Ethical Practices | 70/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
Legitimacy Summary: See the criterion analysis above.
| Criterion | Score | Detailed Analysis |
|---|---|---|
| Core Protocol Business | 75/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Transaction Fees | 75/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Treasury Assets | 75/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Revenue Model | 75/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Transparency | 70/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Governance | 70/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Launch Fairness | 70/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Token Distribution | 70/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Speculation/Utility Ratio | 65/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
Operations Summary: See the criterion analysis above.
| Criterion | Score | Detailed Analysis |
|---|---|---|
| Protocol Revenue | 75/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Financial Status | 70/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Interest Assessment | 75/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Audit Quality | 50/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
Financial Summary: See the criterion analysis above.
| Criterion | Score | Detailed Analysis |
|---|---|---|
| Token Purpose | 65/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Governance Rights | 50/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Rewards Distribution | 70/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Speculation Controls | 50/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Asset Backing | 70/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
Tokenomics Summary: See the criterion analysis above.
| Criterion | Score | Detailed Analysis |
|---|---|---|
| Mechanism Type | 70/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Islamic Contract Classification | 60/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Rewards Structure | 65/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Documentation | 60/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
| Shariah Alignment | 60/100 | Analysis unavailable for this criterion; refer to the dimension summary. |
Staking Summary: See the criterion analysis above.
Overall Assessment:
USDD presents a mixed Shariah profile; review each dimension above and consult a qualified scholar for your situation.
USDD scores 68.5/100 with verdict MASHBOOH.
USDD scores 68.5/100 with verdict MASHBOOH.
USDD scores 68.5/100 with verdict MASHBOOH.
USDD scores 68.5/100 with verdict MASHBOOH.
USDD scores 68.5/100 with verdict MASHBOOH.