Head to head

ARK vs Stellar: which is halal?

Side-by-side Shariah screening of ARK (ARK) and Stellar (XLM) under the same 27-point methodology. ARK is rated MASHBOOH while Stellar is rated HALAL.

ARK ARK
Mashbooh · Doubtful · Risky
62

Is ARK (ARK) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is ARK halal? ARK is classified as doubtful (mashbooh) with a Shariah compliance score of 62/100 based on…

Full ARK report →
Stellar XLM
Halal · Recommended with Purification
87.3

Is Stellar (XLM) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is Stellar halal? Yes, Stellar is considered halal for Muslim traders and investors with a Shariah…

Full Stellar report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
ARKXLM
Legitimacy
67.3
91.3
Project
64.1
90.1
Financial
51.3
86.8
Tokenomics
56.4
73.6
Staking
65.6
60

ARK XLM — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
7094.1
Riba
56.780.3
Gharar
57.386.3
Maysir

ARK XLM

Quick answer
ARK

ARK is classified as doubtful (mashbooh) with a Shariah compliance score of 62/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

You must follow the stance of your own trusted scholar or shaykh in matters where legitimate scholarly differences exist.

Shaykh Dr. Sajid Umar, Personal blog/guidance piece
Stellar

Yes, Stellar is considered halal for Muslim traders and investors with a Shariah compliance score of 87.3/100 based on our scholar-approved methodology. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

A cryptocurrency is permissible as long as it doesn't breach Islamic prohibitions on interest, contractual uncertainty, and gambling.

Islamic Economic Forum