Head to head

COTI vs Stellar: which is halal?

Side-by-side Shariah screening of COTI (COTI) and Stellar (XLM) under the same 27-point methodology. COTI is rated MASHBOOH while Stellar is rated HALAL.

COTI COTI
Mashbooh · Doubtful · Risky
69.8

Is COTI (COTI) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is COTI halal? COTI is classified as doubtful (mashbooh) with a Shariah compliance score of 69.8/100 based…

Full COTI report →
Stellar XLM
Halal · Recommended with Purification
87.3

Is Stellar (XLM) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is Stellar halal? Yes, Stellar is considered halal for Muslim traders and investors with a Shariah…

Full Stellar report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
COTIXLM
Legitimacy
79.3
91.3
Project
71.9
90.1
Financial
61.3
86.8
Tokenomics
65.8
73.6
Staking
61
60

COTI XLM — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
72.894.1
Riba
63.980.3
Gharar
72.986.3
Maysir

COTI XLM

Quick answer
COTI

COTI is classified as doubtful (mashbooh) with a Shariah compliance score of 69.8/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

The defining feature of money in Islam is that it is nothing but a medium of exchange. It is only that and serves nothing but that. It is not a commodity to trade or rent.

Mufti Faraz Adam
Stellar

Yes, Stellar is considered halal for Muslim traders and investors with a Shariah compliance score of 87.3/100 based on our scholar-approved methodology. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

A cryptocurrency is permissible as long as it doesn't breach Islamic prohibitions on interest, contractual uncertainty, and gambling.

Islamic Economic Forum