Head to head

Dai vs UMA: which is halal?

Side-by-side Shariah screening of Dai (DAI) and UMA (UMA) under the same 27-point methodology. Dai is rated MASHBOOH while UMA is rated HALAL.

Dai DAI
Mashbooh · Doubtful · Risky
57.4

Is Dai (DAI) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is Dai halal? Dai is classified as doubtful (mashbooh) with a Shariah compliance score of 57.4/100 based on…

Full Dai report →
UMA UMA
Halal · Recommended with Purification
75.3

Is UMA (UMA) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is UMA halal? Yes, UMA is considered halal for Muslim traders and investors with a Shariah compliance score…

Full UMA report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
DAIUMA
Legitimacy
74.3
62.8
Project
58.7
75.8
Financial
49.5
78
Tokenomics
57.6
75.6
Staking
50.4
80.2

DAI UMA — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
48.182
Riba
61.372.1
Gharar
65.470
Maysir

DAI UMA

Quick answer
Dai

Dai is classified as doubtful (mashbooh) with a Shariah compliance score of 57.4/100 based on our scholar-approved methodology.

You must follow the stance of your own trusted scholar or shaykh in matters where legitimate scholarly differences exist.

Shaykh Dr. Sajid Umar, Personal blog/guidance piece
UMA

Yes, UMA is considered halal for Muslim traders and investors with a Shariah compliance score of 75.3/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

Objections... are not strong enough to warrant a verdict of impermissibility.

Fiqh Council of North America