Head to head

Harmony vs Stellar: which is halal?

Side-by-side Shariah screening of Harmony (ONE) and Stellar (XLM) under the same 27-point methodology. Both currently carry a HALAL verdict.

Harmony ONE
Halal · Recommended with Purification
75.4

Is Harmony (ONE) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is Harmony halal? Yes, Harmony is considered halal for Muslim traders and investors with a Shariah…

Full Harmony report →
Stellar XLM
Halal · Recommended with Purification
87.3

Is Stellar (XLM) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is Stellar halal? Yes, Stellar is considered halal for Muslim traders and investors with a Shariah…

Full Stellar report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
ONEXLM
Legitimacy
76.8
91.3
Project
73.9
90.1
Financial
64.5
86.8
Tokenomics
75.4
73.6
Staking
79.4
60

ONE XLM — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
81.894.1
Riba
68.980.3
Gharar
74.386.3
Maysir

ONE XLM

Quick answer
Harmony

Yes, Harmony is considered halal for Muslim traders and investors with a Shariah compliance score of 75.4/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective.

Cryptocurrencies are halal due to the famous rule... if anything is widely accepted in society... it can be recognized as money.

Mufti Abdul Qadir Barakatullah
Stellar

Yes, Stellar is considered halal for Muslim traders and investors with a Shariah compliance score of 87.3/100 based on our scholar-approved methodology. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

A cryptocurrency is permissible as long as it doesn't breach Islamic prohibitions on interest, contractual uncertainty, and gambling.

Islamic Economic Forum