Head to head

Horizen vs UMA: which is halal?

Side-by-side Shariah screening of Horizen (ZEN) and UMA (UMA) under the same 27-point methodology. Horizen is rated MASHBOOH while UMA is rated HALAL.

Horizen ZEN
Mashbooh · Doubtful · Risky
69.9

Is Horizen (ZEN) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is Horizen halal? Horizen is classified as doubtful (mashbooh) with a Shariah compliance score of…

Full Horizen report →
UMA UMA
Halal · Recommended with Purification
75.3

Is UMA (UMA) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is UMA halal? Yes, UMA is considered halal for Muslim traders and investors with a Shariah compliance score…

Full UMA report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
ZENUMA
Legitimacy
81.8
62.8
Project
80.6
75.8
Financial
56.8
78
Tokenomics
69.4
75.6
Staking
38
80.2

ZEN UMA — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
70.682
Riba
65.672.1
Gharar
7470
Maysir

ZEN UMA

Quick answer
Horizen

Horizen is classified as doubtful (mashbooh) with a Shariah compliance score of 69.9/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

Shariah does not require a currency to have intrinsic value; what matters is social acceptance.

Ziyaad Mahomed, Shariah Committee Chairman, HSBC Amanah Malaysia Bhd
UMA

Yes, UMA is considered halal for Muslim traders and investors with a Shariah compliance score of 75.3/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

Objections... are not strong enough to warrant a verdict of impermissibility.

Fiqh Council of North America