Head to head

JOE vs UMA: which is halal?

Side-by-side Shariah screening of JOE (JOE) and UMA (UMA) under the same 27-point methodology. JOE is rated MASHBOOH while UMA is rated HALAL.

JOE JOE
Mashbooh · Doubtful · Risky
51.5

Is JOE (JOE) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is JOE halal? JOE is classified as doubtful (mashbooh) with a Shariah compliance score of 51.5/100 based on…

Full JOE report →
UMA UMA
Halal · Recommended with Purification
75.3

Is UMA (UMA) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is UMA halal? Yes, UMA is considered halal for Muslim traders and investors with a Shariah compliance score…

Full UMA report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
JOEUMA
Legitimacy
59.3
62.8
Project
52.6
75.8
Financial
37.5
78
Tokenomics
55.6
75.6
Staking
50
80.2

JOE UMA — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
51.682
Riba
50.972.1
Gharar
5270
Maysir

JOE UMA

Quick answer
JOE

JOE is classified as doubtful (mashbooh) with a Shariah compliance score of 51.5/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

Before investing, screening crypto-assets for Shariah compliance is "absolutely essential." This includes legitimacy, project, financials, token, and staking mechanism screenings.

Mufti Faraz Adam
UMA

Yes, UMA is considered halal for Muslim traders and investors with a Shariah compliance score of 75.3/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

Objections... are not strong enough to warrant a verdict of impermissibility.

Fiqh Council of North America