Head to head

Monero vs USDC: which is halal?

Side-by-side Shariah screening of Monero (XMR) and USDC (USDC) under the same 27-point methodology. Monero is rated HALAL while USDC is rated MASHBOOH.

Monero XMR
Halal · Recommended with Purification
74.1

Is Monero (XMR) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is Monero halal? Yes, Monero is considered halal for Muslim traders and investors with a Shariah…

Full Monero report →
USDC USDC
Mashbooh · Doubtful · Risky
57.5

Is USDC (USDC) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is USDC halal? USDC is classified as doubtful (mashbooh) with a Shariah compliance score of 57.5/100 based…

Full USDC report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
XMRUSDC
Legitimacy
62.5
87.5
Project
79.2
59.7
Financial
76.3
61.3
Tokenomics
58.8
56
Staking
63
25

XMR USDC — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
8546.3
Riba
64.656.7
Gharar
70.573.5
Maysir

XMR USDC

Quick answer
Monero

Yes, Monero is considered halal for Muslim traders and investors with a Shariah compliance score of 74.1/100 based on our scholar-approved methodology.

Stated that cryptocurrency is permissible as a "virtual currency if accepted by parties.

IslamWeb
USDC

USDC is classified as doubtful (mashbooh) with a Shariah compliance score of 57.5/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

The defining feature of money in Islam is that it is nothing but a medium of exchange. It is only that and serves nothing but that. It is not a commodity to trade or rent.

Mufti Faraz Adam