Head to head

NEM vs Stellar: which is halal?

Side-by-side Shariah screening of NEM (XEM) and Stellar (XLM) under the same 27-point methodology. Both currently carry a HALAL verdict.

NEM XEM
Halal · Recommended with Purification
70.9

Is NEM (XEM) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is NEM halal? Yes, NEM is considered halal for Muslim traders and investors with a Shariah compliance score…

Full NEM report →
Stellar XLM
Halal · Recommended with Purification
87.3

Is Stellar (XLM) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is Stellar halal? Yes, Stellar is considered halal for Muslim traders and investors with a Shariah…

Full Stellar report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
XEMXLM
Legitimacy
65.5
91.3
Project
62.7
90.1
Financial
56.8
86.8
Tokenomics
60.6
73.6
Staking
68.6
60

XEM XLM — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
8594.1
Riba
55.580.3
Gharar
7086.3
Maysir

XEM XLM

Quick answer
NEM

Yes, NEM is considered halal for Muslim traders and investors with a Shariah compliance score of 70.9/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective.

Cryptocurrencies are halal due to the famous rule... if anything is widely accepted in society... it can be recognized as money.

Mufti Abdul Qadir Barakatullah
Stellar

Yes, Stellar is considered halal for Muslim traders and investors with a Shariah compliance score of 87.3/100 based on our scholar-approved methodology. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

A cryptocurrency is permissible as long as it doesn't breach Islamic prohibitions on interest, contractual uncertainty, and gambling.

Islamic Economic Forum