Head to head

PayPal USD vs TerraClassicUSD: which is halal?

Side-by-side Shariah screening of PayPal USD (PYUSD) and TerraClassicUSD (USTC) under the same 27-point methodology. PayPal USD is rated MASHBOOH while TerraClassicUSD is rated HARAM.

PayPal USD PYUSD
Mashbooh · Doubtful · Risky
56.8

Is PayPal USD (PYUSD) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is PayPal USD halal? PayPal USD is classified as doubtful (mashbooh) with a Shariah compliance…

Full PayPal USD report →
TerraClassicUSD USTC
Haram · Not Permissible
30

Is TerraClassicUSD (USTC) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is TerraClassicUSD halal? No, TerraClassicUSD is not considered halal, with a Shariah…

Full TerraClassicUSD report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
PYUSDUSTC
Legitimacy
83.8
16.3
Project
54.1
35
Financial
51.3
37
Tokenomics
49
16.6
Staking
18
26

PYUSD USTC — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
53.448
Riba
53.319.1
Gharar
65.518.6
Maysir

PYUSD USTC

Quick answer
PayPal USD

PayPal USD is classified as doubtful (mashbooh) with a Shariah compliance score of 56.8/100 based on our scholar-approved methodology.

While blockchain promotes transparency, adoption will lead to cryptocurrencies that enhance anonymity... undermining benefits.

IJFMR
TerraClassicUSD

No, TerraClassicUSD is not considered halal, with a Shariah compliance score of 30/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

Crypto industry prone to manipulation... fraudsters using several techniques to create artificial hype and demand for junk tokens.

Amanah Advisors