Head to head

PayPal USD vs USDC: which is halal?

Side-by-side Shariah screening of PayPal USD (PYUSD) and USDC (USDC) under the same 27-point methodology. Both currently carry a MASHBOOH verdict.

PayPal USD PYUSD
Mashbooh · Doubtful · Risky
56.8

Is PayPal USD (PYUSD) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is PayPal USD halal? PayPal USD is classified as doubtful (mashbooh) with a Shariah compliance…

Full PayPal USD report →
USDC USDC
Mashbooh · Doubtful · Risky
57.5

Is USDC (USDC) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is USDC halal? USDC is classified as doubtful (mashbooh) with a Shariah compliance score of 57.5/100 based…

Full USDC report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
PYUSDUSDC
Legitimacy
83.8
87.5
Project
54.1
59.7
Financial
51.3
61.3
Tokenomics
49
56
Staking
18
25

PYUSD USDC — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
53.446.3
Riba
53.356.7
Gharar
65.573.5
Maysir

PYUSD USDC

Quick answer
PayPal USD

PayPal USD is classified as doubtful (mashbooh) with a Shariah compliance score of 56.8/100 based on our scholar-approved methodology.

While blockchain promotes transparency, adoption will lead to cryptocurrencies that enhance anonymity... undermining benefits.

IJFMR
USDC

USDC is classified as doubtful (mashbooh) with a Shariah compliance score of 57.5/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

The defining feature of money in Islam is that it is nothing but a medium of exchange. It is only that and serves nothing but that. It is not a commodity to trade or rent.

Mufti Faraz Adam