Head to head

Stellar vs Tether: which is halal?

Side-by-side Shariah screening of Stellar (XLM) and Tether (USDT) under the same 27-point methodology. Stellar is rated HALAL while Tether is rated HARAM.

Stellar XLM
Halal · Recommended with Purification
87.3

Is Stellar (XLM) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is Stellar halal? Yes, Stellar is considered halal for Muslim traders and investors with a Shariah…

Full Stellar report →
Tether USDT
Haram · Not Permissible
46.4

Is Tether (USDT) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is Tether halal? No, Tether is not considered halal, with a Shariah compliance score of 46.4/100 based…

Full Tether report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
XLMUSDT
Legitimacy
91.3
57.5
Project
90.1
45
Financial
86.8
45
Tokenomics
73.6
51
Staking
60
29

XLM USDT — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
94.142.5
Riba
80.342.7
Gharar
86.355.9
Maysir

XLM USDT

Quick answer
Stellar

Yes, Stellar is considered halal for Muslim traders and investors with a Shariah compliance score of 87.3/100 based on our scholar-approved methodology. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

A cryptocurrency is permissible as long as it doesn't breach Islamic prohibitions on interest, contractual uncertainty, and gambling.

Islamic Economic Forum
Tether

No, Tether is not considered halal, with a Shariah compliance score of 46.4/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective.

Crypto industry prone to manipulation... fraudsters using several techniques to create artificial hype and demand for junk tokens.

Amanah Advisors