Head to head

Stellar vs USDC: which is halal?

Side-by-side Shariah screening of Stellar (XLM) and USDC (USDC) under the same 27-point methodology. Stellar is rated HALAL while USDC is rated MASHBOOH.

Stellar XLM
Halal · Recommended with Purification
87.3

Is Stellar (XLM) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is Stellar halal? Yes, Stellar is considered halal for Muslim traders and investors with a Shariah…

Full Stellar report →
USDC USDC
Mashbooh · Doubtful · Risky
57.5

Is USDC (USDC) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is USDC halal? USDC is classified as doubtful (mashbooh) with a Shariah compliance score of 57.5/100 based…

Full USDC report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
XLMUSDC
Legitimacy
91.3
87.5
Project
90.1
59.7
Financial
86.8
61.3
Tokenomics
73.6
56
Staking
60
25

XLM USDC — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
94.146.3
Riba
80.356.7
Gharar
86.373.5
Maysir

XLM USDC

Quick answer
Stellar

Yes, Stellar is considered halal for Muslim traders and investors with a Shariah compliance score of 87.3/100 based on our scholar-approved methodology. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

A cryptocurrency is permissible as long as it doesn't breach Islamic prohibitions on interest, contractual uncertainty, and gambling.

Islamic Economic Forum
USDC

USDC is classified as doubtful (mashbooh) with a Shariah compliance score of 57.5/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

The defining feature of money in Islam is that it is nothing but a medium of exchange. It is only that and serves nothing but that. It is not a commodity to trade or rent.

Mufti Faraz Adam