Head to head

UMA vs yearn-finance: which is halal?

Side-by-side Shariah screening of UMA (UMA) and yearn-finance (YFI) under the same 27-point methodology. UMA is rated HALAL while yearn-finance is rated MASHBOOH.

UMA UMA
Halal · Recommended with Purification
75.3

Is UMA (UMA) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is UMA halal? Yes, UMA is considered halal for Muslim traders and investors with a Shariah compliance score…

Full UMA report →
yearn-finance YFI
Mashbooh · Doubtful · Risky
63.3

Is yearn-finance (YFI) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is yearn-finance halal? yearn-finance is classified as doubtful (mashbooh) with a Shariah…

Full yearn-finance report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
UMAYFI
Legitimacy
62.8
72
Project
75.8
68.3
Financial
78
46.8
Tokenomics
75.6
66.8
Staking
80.2
60.8

UMA YFI — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
8256.9
Riba
72.168
Gharar
7066.5
Maysir

UMA YFI

Quick answer
UMA

Yes, UMA is considered halal for Muslim traders and investors with a Shariah compliance score of 75.3/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

Objections... are not strong enough to warrant a verdict of impermissibility.

Fiqh Council of North America
yearn-finance

yearn-finance is classified as doubtful (mashbooh) with a Shariah compliance score of 63.3/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

My personal view is that many crypto-assets can be deemed digital assets, while some may serve as a medium of exchange within their specific networks.

Mufti Faraz Adam