Head to head

USDC vs XRP: which is halal?

Side-by-side Shariah screening of USDC (USDC) and XRP (XRP) under the same 27-point methodology. USDC is rated MASHBOOH while XRP is rated HALAL.

USDC USDC
Mashbooh · Doubtful · Risky
57.5

Is USDC (USDC) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is USDC halal? USDC is classified as doubtful (mashbooh) with a Shariah compliance score of 57.5/100 based…

Full USDC report →
XRP XRP
Halal · Recommended with Purification
77.6

Is XRP (XRP) Halal or Haram? Complete Shariah Compliance Analysis 2026 Is XRP halal? Yes, XRP is considered halal for Muslim traders and investors with a Shariah compliance score…

Full XRP report →
Score comparison
LegitimacyProjectFinancialTokenomicsStaking
USDCXRP
Legitimacy
87.5
79.5
Project
59.7
78.7
Financial
61.3
76.8
Tokenomics
56
69.4
Staking
25
54

USDC XRP — higher is better. Scores from the 27-point Shariah screening methodology.

Islamic principles
46.389.1
Riba
56.767.5
Gharar
73.573.9
Maysir

USDC XRP

Quick answer
USDC

USDC is classified as doubtful (mashbooh) with a Shariah compliance score of 57.5/100 based on our scholar-approved methodology. The staking mechanism requires careful evaluation from an Islamic perspective. Muslims should also carefully evaluate any DeFi protocols built on this platform to avoid interest-based applications.

The defining feature of money in Islam is that it is nothing but a medium of exchange. It is only that and serves nothing but that. It is not a commodity to trade or rent.

Mufti Faraz Adam
XRP

Yes, XRP is considered halal for Muslim traders and investors with a Shariah compliance score of 77.6/100 based on our scholar-approved methodology.

A cryptocurrency is permissible as long as it doesn't breach Islamic prohibitions on interest, contractual uncertainty, and gambling.

Islamic Economic Forum